Author: RealtorRose NYS Associate Broker and NJ Real Estate Salesperson

I am a NYS Licensed Associate Broker affiliated with Barbara Corregano Real Estate and NJ Real Estate Salesperson with Halo Realty in NJ. As a full service realtor I will be with you every step of the way from our first meeting to the last, the final closing of your property! The wishes and desires of my clients are a priority to me. With 92% of buyers and sellers starting their search on the Internet, my marketing strategy is heavily focused on just that! As a native Staten Islander I know all the nooks and crannies of the Island and pass that knowledge on to everyone I am working with. A professional with expert negotiating skills and a keen knowledge of the real estate market is someone you want on your side of the real estate transaction. I pride myself in going above and beyond and giving you the customer service you deserve. Feel free to see what your Staten Island or New Jersey home is worth, search for homes in Staten Island or New Jersey or just contact me for questions or assistance at 917-846-5795

Great Kills Park Marina – Staten Island, NY

Great Kills Park Marina – Staten Island, NY (edit/delete)

Great Kills Park Marina has been saved!! It’s almost three months after Hurricane Sandy hit and many areas of Staten Island are still in disrepar and in the process of rebuilding. Now the Great Kills Park Marina can begin that process as well.  After a long and hard battle with the Federal Government we have finally won! Great Kills Park Marina is located on US Government property in Gateway National Park, Staten Island.  It has been home to about 350 boat owners for almost 40 years. A boating community where boat owners spent many a day and night relaxing with family and friends. 

Thanks to Senator Schumer and Congressman Michael Grimm a major part of our community, culture and lifestyle will not be lost.  Your support and dedication to the Staten Island Boating community is vey much appreciated!!  We can start the process of rebuilding the Great Kills Park Marina. 

Photo of Hurricane Sandy Damage

Hurrican Sandy Storm Damage

 

Mortgage Forgiveness Debt Relief Act

Mortgage Forgiveness Debt Relief Act of 2007 survives the fiscal cliff! This was set to expire December 31, 2012 and has now been extended through January 1, 2014

What this means for the homeowners that are experiencing financial difficulties in keeping their head above water with their mortgages is that they won’t have an additional burden of paying income on their forgiven debt.  When a home is sold through a short sale, and a portion of the mortgage is written off, normally the homeowner would have to claim that difference on their income tax as income.  Through the Mortgage Forgiveness Debt Relief Act you will have until January 1, 2014 to sell your home through sale or deed in lieu and not have to worry about paying income tax on the amount that was forgiven.

In order for homeowners to qualify for this Mortgage Forgiveness Debt Relief Act, the home must be your principal residence.

NYC School Bus Strike

NYC School Bus Strike – Wednesday January 16th.

Beginning Wednesday, January 16, there will be a strike by bus drivers who provide school bus services to the majority of NYC’s public and non-public school students and school bus service for most or all school-age students is not operating.

Check out this page to see if your child’s bus route will be affected by the strike.

Townhome for Sale-Westerleigh, Staten Island NY

Townhome for Sale-Pleasant Plains Staten Island

$299000 / 3br – Townhome for Sale – Pleasant Plains, Staten Island (Pleasant Plains

Don’t miss out on this great value – Young Townhome!!!

Built in 2002, this townhome features Vaulted ceilings which add DRAMA to this 3 bedroom, 3 bath split level town home in Pleasant Plains. Extra large windows add to the open and airy feel of this super sized residence. Hardwood floors in the Large Living Room and Dining Room. Large eat in kitchen has ceramic tiled floor, with access to deck and yard. Large finished basement with extra high ceilings!!
Master bedroom has private bath with shower. Skylight adds brightness to middle bedroom.
Gas Forced Air/Central Air
Low Association Fees!!

Pull your car into the garage and enter into your home!

Must Sell!!!! Make Offers!!

Don’t hesitate to call and make an appointment today for a private showing!

Call Rosemarie Rivicci

Licensed Real Estate Salesperson

Appleseed Homes
917-846-5795

PostingID: 2901159350

Short Sale Process

 

The short sale process can vary, but it will generally work as follows:

1) The lender is contacted to discuss the possibility of a short sale and to determine the lender’s process for completing the sale.

2) The seller issues a letter authorizing the release of personal information about the loan and the property to the buyer or escrow agency.

3) The lender will review a settlement statement, which will indicate the proposed selling price, remaining loan balances and itemize all expenses, including real estate commissions and other fees and expenses associated with the closing.

4) The seller will complete a “hardship letter,” which will detail and explain all financial difficulties. Lenders will usually want to validate the seller’s financial situation by looking at bank statements, investment accounts, along with examining paystubs and other financial records.

5) The lender will then look to the broker to provide a price opinion by examining the condition of the house and the market value of comparable properties.

6) The lender will then want to scrutinize the purchase agreement to determine if all amounts are reasonable and the real estate commission is acceptable.

Because of the documentation required, the short sale process can be lengthy. But if done correctly, it can work well for all parties involved. The lender avoids the uncertainty of the foreclosure process, the seller avoids a foreclosure on his or her credit report (along with potential bankruptcy), and the buyer hopefully got a good deal on a property

Please give me a call and I will be happy to go over the short sale process with you.

Apple iPad 3 Announcement March 7th? Possible Retina Display and Siri?

Apple iPad 3 Announcement March 7th?  Possible Retina Display and Siri?  The time has finally come!

With Apples announcement of an event on March 7th, it can only mean one thing.  iPad 3!!!!

The iPad 3 or whatever Apple will choose to call it  is expected to bring many new features to the already best selling tablet.  The most highly anticipated is the inclusion of a retina display.  This video shows the comparision of a regualr iPad 2 display and the rumored iPad 3’s retina display. This will be an excellent tool for Realtors when showing photos of homes on their iPad.  Another long awaited feature rumored to be in the iPad 3 is 4g LTE.  If included this will bring much faster speeds than the current 3g speeds in the iPad 2.  Less time wasted for homebuyers and Realtors who want to see just one more home, or even bring up comparable properties when buyers are ready to make offers.   There are a few reasons Apple has not included 4g in the past.  One is that the chips are still very big and would cause the device that they are in to be bigger.  Apple is known for its visually appealing products and likes to keep them as thin as possible.  Another downside to 4g connectivity is it greatly decrease battery life.  Another feautre that Apple takes very serioulsly in the current iPad model that gets an astounding 10+ hours. Whether or not the technology has improved enough where Apple will not need to make any sacrifices in battery life  or its sleek design.   A quad core processor such as the A6  is expected to overtake the dual core A5 processor that is used in the iPad 2.  This will make way for much more powerful apps and also much better graphics for gaming which is the number one category in the app store.   The final question will be whether or not Apple will include Siri in the new iPad or keep it exclusive to the iPhone 4S.   With the announcment only one week from today we wont have to wait to much longer to see which of these features Apple will choose to include in its latest tablet computer.

Overall this sounds like it will be an excellent tool for any Realtor looking to work smart with their buyers and sellers!

House for Rent – Westerleigh, Staten Island – $1,800+

House for Rent – Westerleigh, Staten Island – $1,800.00 plus utilities

This is a 2/3 Bedroom 1 1/2 bath end unit townhouse with garage and washer dryer.

This home was built in 1993 and has recently been all updated

Entry from garage into 1st level of townhome

Foyer area leading to family room/3rd bedroom with sliders to small yard. Fenced in patio area for grill

Next level is kitchen with large walk in pantry. All updated with all applinaces.

Living room/dining room combination with large window,with half bath at top of stairs.

Next level is the Master Bedroom with large closet and 2nd bedroom also with large closet.  Main bath is also recently updated and tiled.

Plenty of storage!!

Walking distance to Forest Ave shopping and restaurants!

Westerleigh – Staten Island – 2BR Townhome, Mint, No Fees!
Links
Photo Gallery

End unit – front of home

Remodeled kitchen in 2006

Venetian Plaster in eat in kitchen

Dining Room

2nd Bedroom

Master Bedroom
Description
Desirable Westerleigh location. 2 bedroom, 1 1/2 bath townhouse for sale. This end unit features family room/3rd bedroom with sliders to yard and garage.
Updated eat in kitchen with custom painted ventian plaster walls, walk in pantry, tiled floors and ceiling fan. Newer neutral all tiled baths. Large living room dining room combo with pergo flooring and new track lighting. Large Master Bedroom with pergo flooring. 2nd Bedroom with oversized closet and berber carpeting. All newer six panel doors
New roof in 2010. Two air conditioning units, one brand new.
Exterior is brick and vinyl.
This is a great starter home in a centrally located part of Staten Island.
Walking distance to shopping and transportation.

Features
Bedrooms: 2
Bathrooms: 1.5
Parking Spaces: 6
Year Built: 1993
Subdivision: Westerleigh
Attached on: 1 Side
Garage Size: One Car
Square Footage: 1375
Agent Name: Rosemarie Rivicci
Broker: Appleseed Homes
MLS #: 1071387

Location
Powered by vFlyer.com vFlyer Id: 77060014

1BR Apt for Rent – Port Richmond, Staten Island
Links
Photo Gallery

Description
Staten Island Apartment for Rent – Lovely Decker Ave!!
Older established neighborhood on the north shore of Staten Island.
Close to Goethals, Bayonne and Verazanno Bridges. Easy access to New Jersey and New York City!
Large 1BR Apartment, walk up to second floor.
Large walk in closet in bedroom.

Brand new eco friendly flooring, hypoallergenic!

New kitchen and bath!
Walk in Pantry in Kitchen!

Walkscore of 78!!
Parking not a problem

No Smoking/No Pets
Realtor fee/Security fee

Immediate Occupancy!

Call today for private showing:
Rosemarie Rivicci
Licensed Real Estate Salesperson
Appleseed Homes
917-846-5795

Features
Bedrooms: 1
Bathrooms: 1
Located on Floor #: 2
Floors in Bldg: 2
Parking Spaces: Lots
Pets Allowed: None
Year Built: 1950

Location
Powered by vFlyer.com vFlyer Id: 105634000